0000763901-26-000007 | 11-K | XBRL Viewer

Related Party Transactions	12 Months Ended
Related Party Transactions	Dec. 31, 2025
EBP 006
EBP, Related Party and Party-in-Interest Transactions [Line Items]
Related Party Transactions	Related Party Transactions At December 31, 2025 and 2024, the Plan held 1,030,753 and 1,051,818 common stock of Popular, Inc., with a quoted market value of $128,349,364 and $98,933,973, respectively. During the year ended December 31, 2025, the Plan purchased or acquired through rollovers 68,212 common shares of Popular, Inc., with an acquisition price of $6,962,709 and completed sales and distributions of 89,277 shares which had a carrying value of $5,568,490 resulting in a realized gain of $3,884,922. These transactions are permitted party-in-interest transactions under the provisions of ERISA and the regulations promulgated thereunder. The accompanying Statements of Net Assets Available for Benefits includes accrued dividend income of $775,412 and $738,330 related to the dividends declared on Popular Inc.’s common stock during the fourth quarter of 2025 and 2024, which were paid in January 2026 and 2025, respectively. As of December 31, 2025 and 2024, the Plan held a bank deposit open account with Banco Popular de Puerto Rico of $88,881,937 and $81,206,802 respectively. As of December 31, 2025 and 2024, the Plan held a time deposit open account with Banco Popular de Puerto Rico of $284,035 and $254,477, respectively. These transactions qualify as party-in-interest transactions permitted under the provisions of ERISA. Banco Popular de Puerto Rico provides services as Trustee and Recordkeeper for the Plan and charges a fee, which for the year ended December 31, 2025 and 2024 amounted to $885,697 and $943,854, respectively, and were borne by the Plan sponsor.

Risks and Uncertainties	12 Months Ended
Dec. 31, 2025
EBP 006
EBP, Risk and Uncertainty [Line Items]
Risks and Uncertainties	Risks and Uncertainties The Plan’s investments are exposed to various risks, such as interest rate, market and credit risks. Due to the level of risk associated with certain investments and the level of uncertainty related to changes in the values of investments, it is at least reasonably possible that changes in these factors in the near term could materially affect participants’ account balances and the amounts reported in the Statements of Net Assets Available for Benefits and the Statement of Changes in Net Assets Available for Benefits. Individual participants’ accounts bear the risk of loss resulting from fluctuations in investment values.

Schedule H, Line 4i – Schedule of Assets (Held At End of Year) (Details) - EBP 006	12 Months Ended
	Dec. 31, 2025 USD ($) shares
EBP, Schedule of Asset Held for Investment [Line Items]
Entity tax identification number	66-0667416
Plan number	006
Current Value	$ 982,607,328
Mutual Funds
EBP, Schedule of Asset Held for Investment [Line Items]
Current Value	765,091,992
Interest Bearing Deposits
EBP, Schedule of Asset Held for Investment [Line Items]
Current Value	$ 89,165,972
Investment, Identifier [Axis]: American Balanced Fd-R6
EBP, Schedule of Asset Held for Investment [Line Items]
Number of Shares/Units (in shares) \| shares	1,636,422
Current Value	$ 61,382,185
Investment, Identifier [Axis]: BPPR Bank Deposit Open Account
EBP, Schedule of Asset Held for Investment [Line Items]
Current Value	88,881,937
Investment, Identifier [Axis]: BPPR Time Deposit Open Account
EBP, Schedule of Asset Held for Investment [Line Items]
Current Value	$ 284,035
Investment, Identifier [Axis]: Dodge & Cox Income Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Number of Shares/Units (in shares) \| shares	1,271,836
Current Value	$ 16,355,816
Investment, Identifier [Axis]: Franklin U.S. Government Securities
EBP, Schedule of Asset Held for Investment [Line Items]
Number of Shares/Units (in shares) \| shares	801,434
Current Value	$ 4,159,441
Investment, Identifier [Axis]: Impax Funds Series Trust I
EBP, Schedule of Asset Held for Investment [Line Items]
Number of Shares/Units (in shares) \| shares	4,833
Current Value	$ 129,682
Investment, Identifier [Axis]: JP Morgan Mid Cap Value Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Number of Shares/Units (in shares) \| shares	827,385
Current Value	$ 26,377,041
Investment, Identifier [Axis]: Legg Mason Bw Global Op Bd-Is
EBP, Schedule of Asset Held for Investment [Line Items]
Number of Shares/Units (in shares) \| shares	168,053
Current Value	$ 1,499,031
Investment, Identifier [Axis]: Massmutual Premier Small Cap Opp
EBP, Schedule of Asset Held for Investment [Line Items]
Number of Shares/Units (in shares) \| shares	689,871
Current Value	$ 12,114,142
Investment, Identifier [Axis]: Mfs Value Fund-R6
EBP, Schedule of Asset Held for Investment [Line Items]
Number of Shares/Units (in shares) \| shares	612,555
Current Value	$ 30,572,606
Investment, Identifier [Axis]: Pioneer Large Cap Growth R1 Port
EBP, Schedule of Asset Held for Investment [Line Items]
Number of Shares/Units (in shares) \| shares	977,398
Current Value	$ 38,634,309
Investment, Identifier [Axis]: Popular, Inc.
EBP, Schedule of Asset Held for Investment [Line Items]
Number of Shares/Units (in shares) \| shares	1,030,753
Current Value	$ 128,349,364
Investment, Identifier [Axis]: Principal Diversified International Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Number of Shares/Units (in shares) \| shares	843,081
Current Value	$ 14,189,058
Investment, Identifier [Axis]: Principal Lifetime 2015 Selt
EBP, Schedule of Asset Held for Investment [Line Items]
Number of Shares/Units (in shares) \| shares	32,955
Current Value	$ 270,227
Investment, Identifier [Axis]: Principal Lifetime 2020 Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Number of Shares/Units (in shares) \| shares	1,924,134
Current Value	$ 23,320,502
Investment, Identifier [Axis]: Principal Lifetime 2025 Inst
EBP, Schedule of Asset Held for Investment [Line Items]
Number of Shares/Units (in shares) \| shares	604,550
Current Value	$ 6,631,916
Investment, Identifier [Axis]: Principal Lifetime 2030 Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Number of Shares/Units (in shares) \| shares	5,090,773
Current Value	$ 72,747,142
Investment, Identifier [Axis]: Principal Lifetime 2035 Selt
EBP, Schedule of Asset Held for Investment [Line Items]
Number of Shares/Units (in shares) \| shares	1,630,729
Current Value	$ 21,656,080
Investment, Identifier [Axis]: Principal Lifetime 2040 Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Number of Shares/Units (in shares) \| shares	5,030,703
Current Value	$ 83,811,519
Investment, Identifier [Axis]: Principal Lifetime 2045 Intl
EBP, Schedule of Asset Held for Investment [Line Items]
Number of Shares/Units (in shares) \| shares	2,152,315
Current Value	$ 32,801,282
Investment, Identifier [Axis]: Principal Lifetime 2050 Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Number of Shares/Units (in shares) \| shares	4,290,315
Current Value	$ 77,611,798
Investment, Identifier [Axis]: Principal Lifetime 2055 Selt
EBP, Schedule of Asset Held for Investment [Line Items]
Number of Shares/Units (in shares) \| shares	2,276,802
Current Value	$ 39,798,493
Investment, Identifier [Axis]: Principal Lifetime 2060 Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Number of Shares/Units (in shares) \| shares	1,981,427
Current Value	$ 37,290,461
Investment, Identifier [Axis]: Principal Lifetime 2065 Inst
EBP, Schedule of Asset Held for Investment [Line Items]
Number of Shares/Units (in shares) \| shares	384,389
Current Value	$ 6,031,067
Investment, Identifier [Axis]: Principal Lifetime 2070 Inst
EBP, Schedule of Asset Held for Investment [Line Items]
Number of Shares/Units (in shares) \| shares	24,914
Current Value	$ 350,038
Investment, Identifier [Axis]: Principal Lifetime Strategic Income
EBP, Schedule of Asset Held for Investment [Line Items]
Number of Shares/Units (in shares) \| shares	1,181,143
Current Value	$ 13,689,451
Investment, Identifier [Axis]: Vanguard Extended Market Index Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Number of Shares/Units (in shares) \| shares	87,032
Current Value	$ 13,805,000
Investment, Identifier [Axis]: Vanguard Institutional Index Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Number of Shares/Units (in shares) \| shares	197,814
Current Value	$ 109,207,237
Investment, Identifier [Axis]: Vanguard Total Bond Market Index Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Number of Shares/Units (in shares) \| shares	781,014
Current Value	$ 7,630,502
Investment, Identifier [Axis]: Vanguard Total International Stock Index Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Number of Shares/Units (in shares) \| shares	321,391
Current Value	$ 13,025,966

Description of Plan - Narrative (Details) - EBP 006	1 Months Ended		12 Months Ended
Description of Plan - Narrative (Details) - EBP 006	Jun. 26, 2026 USD ($)	Jun. 30, 2025 USD ($)	Dec. 31, 2025 USD ($) yr	Dec. 31, 2024 USD ($)
EBP, Description of Plan [Line Items]
Participant compensation matched, minimum service period			1 month
Minimum contribution age \| yr			18
Automatic deferral rate			6.00%
Matching percentage			50.00%
Automatic deferral rate, annual increase			1.00%
Employer contributions			$ 34,959,752
Forfeited accounts redistribution period			5 years
Forfeited nonvested account, decrease from administrative expense			$ 154,809
Forfeited nonvested account			$ 321,960	$ 151,333
Forfeited nonvested account, decrease from employer contribution				$ 156,272
Participant compensation matched, percentage			8.00%
Discretionary Profit Sharing Contribution
EBP, Description of Plan [Line Items]
Employer contributions			$ 16,508,992
True-Up Contribution
EBP, Description of Plan [Line Items]
Employer contributions		$ 450,697
True-Up Contribution \| Subsequent Event
EBP, Description of Plan [Line Items]
Employer contributions	$ 564,436
Minimum
EBP, Description of Plan [Line Items]
Deferral rate notification period			30 days
Optional election deferral rate			0
Maximum
EBP, Description of Plan [Line Items]
Deferral rate notification period			90 days
Participant compensation matched, percentage			10.00%

Reconciliation of Financial Statements to Form 5500 - Reconciliation of Net Income (Details) - EBP 006	12 Months Ended
	Dec. 31, 2025 USD ($)
EBP, Reconciliation of Financial Statement to Form 5500 [Line Items]
Benefits and withdrawals paid to participants, including rollover distributions	$ 38,864,945
Add: Amounts allocated to withdrawing participants at December 31, 2025	268,985
Less: Amounts allocated to withdrawing participants at December 31, 2024	(249,594)
Benefits paid to participants per Form 5500	$ 38,884,336

Fair Value Measurement (Details) - EBP 006 - USD ($)	Dec. 31, 2025	Dec. 31, 2024
EBP, Investment, Fair Value and NAV [Line Items]
Total assets at fair value	$ 982,607,328	$ 815,364,575
Mutual Funds
EBP, Investment, Fair Value and NAV [Line Items]
Total assets at fair value	765,091,992	634,969,323
Interest Bearing Deposits
EBP, Investment, Fair Value and NAV [Line Items]
Total assets at fair value	89,165,972	81,461,279
Popular, Inc. Common Stock
EBP, Investment, Fair Value and NAV [Line Items]
Total assets at fair value	128,349,364	98,933,973
Level 1
EBP, Investment, Fair Value and NAV [Line Items]
Total assets at fair value	217,515,336	180,395,252
Level 1 \| Mutual Funds
EBP, Investment, Fair Value and NAV [Line Items]
Total assets at fair value	0	0
Level 1 \| Interest Bearing Deposits
EBP, Investment, Fair Value and NAV [Line Items]
Total assets at fair value	89,165,972	81,461,279
Level 1 \| Popular, Inc. Common Stock
EBP, Investment, Fair Value and NAV [Line Items]
Total assets at fair value	128,349,364	98,933,973
Level 2
EBP, Investment, Fair Value and NAV [Line Items]
Total assets at fair value	765,091,992	634,969,323
Level 2 \| Mutual Funds
EBP, Investment, Fair Value and NAV [Line Items]
Total assets at fair value	765,091,992	634,969,323
Level 2 \| Interest Bearing Deposits
EBP, Investment, Fair Value and NAV [Line Items]
Total assets at fair value	0	0
Level 2 \| Popular, Inc. Common Stock
EBP, Investment, Fair Value and NAV [Line Items]
Total assets at fair value	0	0
Level 3
EBP, Investment, Fair Value and NAV [Line Items]
Total assets at fair value	0	0
Level 3 \| Mutual Funds
EBP, Investment, Fair Value and NAV [Line Items]
Total assets at fair value	0	0
Level 3 \| Interest Bearing Deposits
EBP, Investment, Fair Value and NAV [Line Items]
Total assets at fair value	0	0
Level 3 \| Popular, Inc. Common Stock
EBP, Investment, Fair Value and NAV [Line Items]
Total assets at fair value	$ 0	$ 0

- Definition

Fair value of investment, excluding plan interest in master trust, held by employee stock purchase, saving, or similar plan (employee benefit plan (EBP)). Includes, but is not limited to, derivative, investment measured at net asset value per share as practical expedient, and insurance contract not meeting fully-benefit responsive investment criteria.

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+ Details

- Definition

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

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Reference 21: http://www.xbrl.org/2003/role/exampleRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 45
-Paragraph 5
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477509/962-325-45-5

Reference 22: http://www.xbrl.org/2003/role/disclosureRef
-Topic 962
-SubTopic 205
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.6A-02(a))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477804/962-205-S99-1

Reference 23: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (bbb)(2)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2

Reference 24: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (bbb)(2)(i)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2

+ Details

Schedule H, Line 4i – Schedule of Assets (Held At End of Year)

12 Months Ended

Dec. 31, 2025

EBP 006

EBP, Schedule of Asset Held for Investment [Line Items]

Schedule H, Line 4i – Schedule of Assets (Held At End of Year)


Popular, Inc. Puerto Rico Savings and Investment Plan EIN: 66-0667416 Plan Number: 006 Schedule H, Line 4i - Schedule of Assets (Held at End of Year) December 31, 2025

(a)

(b) Identity of Issue, Borrower, Lessor, or
Similar Party

(d) Cost

(e) Current
Value

American Balanced Fd-R6

Mutual Fund 1,636,422 shares

61,382,185

Dodge & Cox Income Fund

Mutual Fund 1,271,836 shares

16,355,816

Franklin U.S. Government Securities

Mutual Fund 801,434 shares

4,159,441

Impax Funds Series Trust I

Mutual Fund 4,833 shares

129,682

JP Morgan Mid Cap Value Fund

Mutual Fund 827,385 shares

26,377,041

Legg Mason Bw Global Op Bd-Is

Mutual Fund 168,053 shares

1,499,031

Massmutual Premier Small Cap Opp

Mutual Fund 689,871 shares

12,114,142

Mfs Value Fund-R6

Mutual Fund 612,555 shares

30,572,606

Pioneer Large Cap Growth R1 Port

Mutual Fund 977,398 shares

38,634,309

Principal Diversified International Fund

Mutual Fund 843,081 shares

14,189,058

Principal Lifetime 2015 Selt

Mutual Fund 32,955 shares

270,227

Principal Lifetime 2020 Fund

Mutual Fund 1,924,134 shares

23,320,502

Principal Lifetime 2025 Inst

Mutual Fund 604,550 shares

6,631,916

Principal Lifetime 2030 Fund

Mutual Fund 5,090,773 shares

72,747,142

Principal Lifetime 2035 Selt

Mutual Fund 1,630,729 shares

21,656,080

Principal Lifetime 2040 Fund

Mutual Fund 5,030,703 shares

83,811,519

Principal Lifetime 2045 Intl

Mutual Fund 2,152,315 shares

32,801,282

Principal Lifetime 2050 Fund

Mutual Fund 4,290,315 shares

77,611,798

Principal Lifetime 2055 Selt

Mutual Fund 2,276,802 shares

39,798,493

Principal Lifetime 2060 Fund

Mutual Fund 1,981,427 shares

37,290,461

Principal Lifetime 2065 Inst

Mutual Fund 384,389 shares

6,031,067

Principal Lifetime 2070 Inst

Mutual Fund 24,914 shares

350,038

Principal Lifetime Strategic Income

Mutual Fund 1,181,143 shares

13,689,451

Vanguard Extended Market Index Fund

Mutual Fund 87,032 shares

13,805,000

Vanguard Institutional Index Fund

Mutual Fund 197,814 shares

109,207,237

Vanguard Total Bond Market Index Fund

Mutual Fund 781,014 shares

7,630,502

Vanguard Total International Stock Index Fund

Mutual Fund 321,391 shares

13,025,966

Total Mutual Funds

765,091,992

BPPR Bank Deposit Open Account

Open Deposit Account

88,881,937

BPPR Time Deposit Open Account

Open Deposit Account

284,035

Total Interest Bearing Deposits

89,165,972

Popular, Inc.

Common Stock 1,030,753 shares

128,349,364

982,607,328


* **			Party in-interest Cost is not required to be presented for participant directed investments

Statements of Net Assets Available for Benefits - EBP 006 - USD ($)	Dec. 31, 2025	Dec. 31, 2024
Assets
Investments, at fair value	$ 982,607,328	$ 815,364,575
Receivables
Employer contributions	17,674,045	975,938
Participant contributions	1,457,518	1,219,937
Dividends and interest	1,062,411	1,044,882
Total receivables	20,193,974	3,240,757
Total assets	1,002,801,302	818,605,332
Liabilities
Accrued expenses	111,250	108,459
Payable for investments purchased	12,118	407
Total liabilities	123,368	108,866
Net assets available for benefits	$ 1,002,677,934	$ 818,496,466

Description of Plan

12 Months Ended

Dec. 31, 2025

EBP 006

EBP, Description of Plan [Line Items]

Description of Plan

The following description of the Popular, Inc. Puerto Rico Savings and Investment Plan (the “Plan”) provides only general information. Participants should refer to the Plan Document for a more complete description of its provisions.

Plan Description

The Plan is sponsored by Popular, Inc. (the “Corporation”). The Plan is a defined contribution plan covering substantially all employees of the Corporation and its affiliates (the “Companies”), who have one month of service, are at least 18 years old and are residents of the Commonwealth of Puerto Rico. The Plan was established for the purpose of providing retirement benefits to employees and to encourage and assist them in adopting a regular savings plan that qualifies under the applicable income tax laws of the Commonwealth of Puerto Rico. The Plan provides the participants the ability to invest in mutual funds, interest bearing deposits, and common stock of the Corporation. The Plan is subject to the provisions of Employee Retirement Income Security Act of 1974 (“ERISA”).

Contributions

Participants may make pre-tax contributions up to the maximum permitted, as defined in the Plan documents, but may not exceed the legal limit established by Section 1081.01 (d)(7)(A) of the Internal Revenue Code for the New Puerto Rico, Act No. 1 of January 31, 2011, as amended from time to time, (the “2011 PR Code”), of $15,000. Also, the Plan permits catch-up contributions that are before tax contributions made in excess of the deferral limit by a participant who has reached age 50, limited for the calendar years ended on December 31, 2025 and 2024 to $1,500.

The plan provides that newly hired employees are automatically enrolled in the Plan at a pre-tax rate of 6% , with a match formula of 50% for each dollar pre-tax contribution up to a maximum of 8% and for an automatic annual increase of 1% to the employees’ pre-tax contribution until such contribution reaches a certain percent which on December 31, 2025 was 10%. Participants may modify the automatic annual increase of the pre-tax contribution up to the maximum permitted amount. Participants are given written notice of the automatic increase no less than 30 days or more than 90 days before the increase is to be effective. Participants, upon receipt of the notice of automatic increase, may elect to change their percentage of before-tax contributions to a different amount, including zero (0%), by the deadline established by the Plan Administrator to avoid the automatic increase. Matching contributions are invested pursuant to each participant’s investment directions.

The Corporation may make discretionary contributions to its own employees out of its net profits in such amounts as the Corporation’s Board of Directors may determine. During the year ended December 31, 2025, the Corporation made discretionary contributions of $16,508,992 related to profit sharing distribution.

The Plan provides for an additional employer contribution known as “True-Up contribution” to ensure participants receive the maximum matching benefit under the Plan’s contribution guidelines. In 2026, the Corporation reviewed the matching contributions for the year 2025 and as a result determined to make a True-Up contribution of $564,436, which is included as employer contributions receivable in the accompanying Statement of Net Assets Available for Benefits as of December 31, 2025. In 2025, the Corporation reviewed the matching contributions for the year 2024 and as a result made a True-Up contribution of $450,697, which is included as employer contributions receivable in the accompanying Statement of Net Assets Available for Benefits as of December 31, 2024.

Participant Accounts

Each participant account is credited with its contribution and allocation of: (a) its own Corporation matching and profit-sharing contribution and (b) plan earnings. Allocations are based on participant earnings or account balances, as defined in the Plan Document. The benefit to which a participant is entitled is the benefit that can be provided from the participant’s vested account.

Eligibility and vesting

All employees are eligible to participate in the Plan on the first day of the month, following one month of service. Participants are immediately vested in their voluntary contributions plus actual earnings thereon. Vesting in the Corporations’ matching and discretionary profit-sharing contributions plus actual earnings thereon is based on years of service since commencement of employment with the Corporation. These contributions and actual earnings thereon vest in accordance with the following schedule:


Years of Service			Vesting %
At least 1			20
At least 2			40
At least 3			60
At least 4			80
5 or more			100

Payment of Benefits and Withdrawals

Plan participants are permitted to make withdrawals from the Plan from after-tax contributions balance, subject to provisions in the Plan Document as amended. If a participant suffers financial hardship, as defined in the Plan Document, the participant may request a withdrawal from his/her pre-tax contributions balance. Upon termination of service due to disability, retirement or other reasons, a participant may elect to receive either a lump sum distribution in cash, recurring benefit payments, shares of Popular, Inc.’s common stock, if applicable, or a combination of elections. In the case of participant termination due to death, the entire vested amount is paid to the person or persons legally entitled thereto.

Notes Receivable from Participants

The Plan does not allow participants to take loans from their accounts.

Plan Termination

Although it has not expressed any intent to do so, the Corporation has the right under the Plan to terminate the Plan subject to the provisions of ERISA. In the event of Plan termination, the interest of each participant in the Plan shall be fully vested and such termination shall not reduce the interest of any participating employee or their beneficiaries accrued under the Plan up to the date of such termination.

Plan Expenses and Administration

The Plan is administered by the Popular, Inc. Benefits Committee which, in turn, may delegate certain administrative functions to other committees and/or officers of the Corporation. The named fiduciary of the Plan for purposes of investment-related matters is the Popular, Inc. Corporate Investment Committee.

The Plan’s Recordkeeper and Trustee is Banco Popular de Puerto Rico. Unless otherwise paid by the Corporation, expenses of the Plan are borne by the Plan.

Forfeited Accounts

Forfeited balances of terminated participants’ non-vested accounts may first be used to pay administrative expenses, to reduce the earliest employer contributions made after the forfeitures are determined, or at the Corporation’s discretion, may be redistributed among participants after a five (5) year severance period. During the severance period, if the terminated participant is re-employed by the Corporation, the dollar value at the date of re-employment shall be restored to the participant’s account if the re-employed participant repays to the Plan an amount equal to the dollar value of his/her vested balance distributed upon termination.

During 2025, the Plan used forfeitures of $154,809 to pay a portion of the administrative expenses, which included expenses accrued in prior year, and $156,272 to cover the 2024 True-Up Contribution. Forfeited non-vested accounts amounted to $321,960 and $151,333 at December 31, 2025 and 2024, respectively.

Non-Participant Directed Investments

At December 31, 2025, there were no non-participant directed investments in the Plan.

Fair Value Measurement (Tables)

12 Months Ended

Dec. 31, 2025

EBP 006

EBP, Investment, Fair Value and NAV [Line Items]

EBP, Investment, Fair Value and NAV

The following tables set forth by level, within the fair value hierarchy, the Plan’s net assets at fair value as of December 31, 2025 and 2024.


	Assets at Fair Value as of December 31, 2025
	Level 1		Level 2		Level 3		Total
Mutual Funds	$	—	$	765,091,992	$	—	$	765,091,992
Interest Bearing Deposits	89,165,972		—		—		89,165,972
Popular, Inc. Common Stock	128,349,364		—		—		128,349,364
Total assets at fair value	$	217,515,336	$	765,091,992	$	—	$	982,607,328


	Assets at Fair Value as of December 31, 2024
	Level 1		Level 2		Level 3		Total
Mutual Funds	$	—	$	634,969,323	$	—	$	634,969,323
Interest Bearing Deposits	81,461,279		—		—		81,461,279
Popular, Inc. Common Stock	98,933,973		—		—		98,933,973
Total assets at fair value	$	180,395,252	$	634,969,323	$	—	$	815,364,575

- Definition

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

+ References

+ Details

- Definition

Tabular disclosure of fair value of investment held by employee stock purchase, saving, or similar plan (employee benefit plan (EBP)), including, but not limited to, fair value measured at net asset value per share as practical expedient (NAV).

+ References

+ Details

Summary of Significant Accounting Policies (Policies) - EBP 006	12 Months Ended
	Dec. 31, 2025
EBP, Accounting Policy [Line Items]
Basis of Presentation	Basis of Presentation The accompanying financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America.
Use of Estimates	Use of Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of income and expenses during the reporting period. Actual results could differ from those estimates.
Investment Valuation and Income Recognition and Interest Bearing Deposits	Investment Valuation and Income Recognition Plan investments are presented at fair value. Shares of registered investment companies are presented at published market prices which represent the net asset value of shares held by the Plan at the reporting date. Popular, Inc. common stock is presented at the quoted closing market price at the reporting date. The Plan presents in the Statement of Changes in Net Assets Available for Benefits the net appreciation (depreciation) in the fair value of its investments which consists of the realized gains or losses and the unrealized appreciation (depreciation) on those investments. Purchases and sales of securities are recorded on a trade date basis. Dividends are recorded on the ex-dividend date and interest is recorded under the accrual basis and credited to each participant’s account, as defined by the Plan Document. Realized gains and losses from security transactions are reported on the average cost basis. The Plan determines the fair values of its investments based on the fair value framework established in the Financial Accounting Standards Board (FASB) Accounting Standards Codification (ASC) Subtopic 820-10, “Fair Value Measurements”, which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. Refer to Note 3 to these financial statements for the fair value disclosures required as of December 31, 2025 and 2024. Interest Bearing Deposits Interest Bearing Deposits consist of all demand deposits and balances invested in short-term highly liquid investments available upon demand. Interest Bearing Deposits include revenue sharing dollars accumulated over the past years that the Corporation will use to allocate pro-rata among Plan’s participants on the last day of the Plan Year based on their year end funds account balance.
Contributions, Rollovers Contributions and Refundable Contributions	Contributions Employee and employer matching contributions are recorded on an accrual basis in the period in which the payroll is earned. Discretionary contributions are recorded in the period in which they are earned by the participant as determined by the Corporation’s Board of Directors. Rollovers Contributions Rollovers Contributions to the Plan consist of monies received by a Participant from another plan qualified under the 2011 PR Code and are recorded when received Refundable Contributions On an annual basis, the plan completes a non-discrimination test pursuant to IRS regulations. Excess contributions determined as a result of this test, if any, are netted against the participant contributions in the Statement of Changes in Net Assets Available for Benefits. For the years ended December 31, 2025 and 2024, the plan passed the non-discrimination test.
Rollovers Distributions	Rollovers Distributions Terminated employees or retirees may elect to transfer their savings to other plans qualified by the Puerto Rico Department of the Treasury and are recorded when paid.
Payment of Benefits	Payment of Benefits Benefits are recorded when paid.

- Definition

Disclosure of accounting policy for use of estimate in preparation of financial statement of employee stock purchase, saving, or similar plan (employee benefit plan (EBP)).

+ References + Details

Reconciliation of Financial Statements to Form 5500 - Reconciliation of Net Assets Available for Benefit (Details) - EBP 006 - USD ($)	Dec. 31, 2025	Dec. 31, 2024
EBP, Reconciliation of Financial Statement to Form 5500 [Line Items]
Net assets available for benefits per the financial statements	$ 1,002,677,934	$ 818,496,466
Less: Amounts allocated to withdrawing participants	(268,985)	(249,594)
Net assets available for benefits per the Form 5500	$ 1,002,408,949	$ 818,246,872

- Definition

Amount of asset less liability available to pay benefit of participant in employee stock purchase, saving, or similar plan (employee benefit plan (EBP)), including, but not limited to, aggregation of participants' individual account balances.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 45
-Paragraph 8
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477509/962-325-45-8

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 250
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (b)(3)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483443/250-10-50-1

Reference 3: http://www.xbrl.org/2003/role/exampleRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 55
-Paragraph 18
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478873/962-325-55-18

Reference 4: http://www.xbrl.org/2003/role/exampleRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 55
-Paragraph 17
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478873/962-325-55-17

Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 962
-SubTopic 205
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.6A-05(a)(Schedule II))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477804/962-205-S99-1

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Topic 962
-SubTopic 40
-Name Accounting Standards Codification
-Section 25
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479750/962-40-25-1

Reference 7: http://www.xbrl.org/2003/role/disclosureRef
-Topic 962
-SubTopic 205
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.6A-04(7))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477804/962-205-S99-1

Reference 8: http://www.xbrl.org/2003/role/disclosureRef
-Topic 962
-SubTopic 205
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.6A-04(6))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477804/962-205-S99-1

Reference 9: http://www.xbrl.org/2003/role/disclosureRef
-Topic 962
-SubTopic 205
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.6A-03(9))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477804/962-205-S99-1

Reference 10: http://www.xbrl.org/2003/role/disclosureRef
-Topic 962
-SubTopic 205
-Name Accounting Standards Codification
-Section 45
-Paragraph 2
-Subparagraph (d)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477063/962-205-45-2

+ Details

Fair Value Measurement

12 Months Ended

Dec. 31, 2025

EBP 006

EBP, Investment, Fair Value and NAV [Line Items]

Fair Value Measurement

The Plan measures fair value as required by ASC Subtopic 820-10, “Fair Value Measurements” which provides a framework for measuring fair value under accounting principles generally accepted in the United States. Under ASC 820, fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. A fair value measurement assumes that the transaction to sell the asset or transfer the liability occurs in the principal market for the asset or liability or, in the absence of a principal market, the most advantageous market for the asset or liability.

ASC 820 establishes a fair value hierarchy that prioritizes the inputs and valuation techniques used to measure fair value into three levels in order to increase consistency and comparability in fair value measurements and disclosures. The classification of assets and liabilities within the hierarchy is based on whether the inputs to the valuation methodology used for the fair value measurement are observable or unobservable. Observable inputs reflect the assumptions market participants would use in pricing the asset or liability based on market data obtained from independent sources. Unobservable inputs reflect the Plan’s estimates about assumptions that market participants would use in pricing the asset or liability based on the best information available. The hierarchy is broken down into three levels based on the reliability of inputs as follows:

Level 1 – Unadjusted quoted prices in active markets for identical assets that the Plan has the ability to access at the measurement date. Valuation on these instruments does not necessitate a significant degree of judgment since valuations are based on quoted prices that are readily available in an active market.

Level 2 – Quoted prices other than those included in Level 1 that are observable either directly or indirectly. Level 2 inputs include quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets that are not active, or other inputs that are observable or that can be corroborated by observable market data for substantially the full term of the financial instrument.

Level 3 – Inputs are unobservable and significant to the fair value measurement. Unobservable inputs reflect the Plan’s own judgments about assumptions that market participants would use in pricing the asset or liability.

Following is a description of the Plan’s valuation methodologies used for assets measured at fair value. There have been no changes in the methodologies used at December 31, 2025 and 2024.

Mutual Funds: Valued at the daily closing NAV price as reported by the fund. Mutual funds held by the Plan are open-end mutual funds that are registered with the Securities and Exchange Commission. These funds are required to publish their daily NAV and to transact at that price. These securities are classified as Level 2. Investments in mutual funds generally may be redeemed daily.

Interest Bearing Deposits: The carrying amount of interest bearing deposits are reasonable estimates of the fair value due to its short term maturity. These interest bearing deposits are available upon demand, hence, classified as Level 1.

Popular, Inc. Common Stock: Equity securities with quoted market prices obtained from an active exchange market are classified as Level 1.

The preceding methods may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. Furthermore, although the Plan believes its valuation methods are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different fair value measurement at the reporting date.

The following tables set forth by level, within the fair value hierarchy, the Plan’s net assets at fair value as of December 31, 2025 and 2024.


	Assets at Fair Value as of December 31, 2025
	Level 1		Level 2		Level 3		Total
Mutual Funds	$	—	$	765,091,992	$	—	$	765,091,992
Interest Bearing Deposits	89,165,972		—		—		89,165,972
Popular, Inc. Common Stock	128,349,364		—		—		128,349,364
Total assets at fair value	$	217,515,336	$	765,091,992	$	—	$	982,607,328


	Assets at Fair Value as of December 31, 2024
	Level 1		Level 2		Level 3		Total
Mutual Funds	$	—	$	634,969,323	$	—	$	634,969,323
Interest Bearing Deposits	81,461,279		—		—		81,461,279
Popular, Inc. Common Stock	98,933,973		—		—		98,933,973
Total assets at fair value	$	180,395,252	$	634,969,323	$	—	$	815,364,575

- Definition

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

+ References

+ Details

- Definition

The entire disclosure for fair value of investment held by employee stock purchase, saving, or similar plan (employee benefit plan (EBP)), including, but not limited to, fair value measured at net asset value per share as practical expedient (NAV).

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-3

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-3

Reference 3: http://www.xbrl.org/2003/role/exampleRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 55
-Paragraph 17
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478873/962-325-55-17

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6A
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-6A

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6A
-Subparagraph (d)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-6A

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6A
-Subparagraph (e)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-6A

Reference 7: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6A
-Subparagraph (f)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-6A

Reference 8: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6A
-Subparagraph (h)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-6A

Reference 9: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (g)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2

Reference 10: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (bbb)(1)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2

Reference 11: http://www.xbrl.org/2003/role/disclosureRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 45
-Paragraph 5
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477509/962-325-45-5

Reference 12: http://www.xbrl.org/2003/role/disclosureRef
-Topic 962
-SubTopic 205
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.6A-04(2)(b))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477804/962-205-S99-1

Reference 13: http://www.xbrl.org/2003/role/disclosureRef
-Topic 962
-SubTopic 205
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.6A-04(3)(b))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477804/962-205-S99-1

Reference 14: http://www.xbrl.org/2003/role/disclosureRef
-Topic 962
-SubTopic 205
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.6A-02(a))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477804/962-205-S99-1

Reference 15: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (bbb)(2)(i)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2

Reference 16: http://www.xbrl.org/2003/role/recommendedDisclosureRef
-Topic 825
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 23
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482907/825-10-50-23

Reference 17: http://www.xbrl.org/2003/role/disclosureRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 45
-Paragraph 6
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477509/962-325-45-6

+ Details

Statement of Changes in Net Assets Available for Benefits - EBP 006	12 Months Ended
	Dec. 31, 2025 USD ($)
Investment income:
Net appreciation in fair value of investments	$ 77,931,346
Interest and dividends	61,052,134
Total investment income	138,983,480
Contributions
Employer	34,959,752
Participants	44,883,661
Rollovers from qualified plans	4,377,120
Total contributions	84,220,533
Total additions to assets available for benefits	223,204,013
Deductions from assets attributed to
Benefits and withdrawals paid to participants, including rollover distributions	38,864,945
Administrative expenses	157,600
Total deductions	39,022,545
Net increase in net assets available for benefits	184,181,468
Net assets available for benefits at beginning of year	818,496,466
Net assets available for benefits at end of year	$ 1,002,677,934

Summary of Significant Accounting Policies	12 Months Ended
Summary of Significant Accounting Policies	Dec. 31, 2025
EBP 006
EBP, Accounting Policy [Line Items]
Summary of Significant Accounting Policies	Summary of Significant Accounting Policies The significant accounting policies followed by the Plan in the preparation of the financial statements are summarized below: Basis of Presentation The accompanying financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America. Use of Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of income and expenses during the reporting period. Actual results could differ from those estimates. Investment Valuation and Income Recognition Plan investments are presented at fair value. Shares of registered investment companies are presented at published market prices which represent the net asset value of shares held by the Plan at the reporting date. Popular, Inc. common stock is presented at the quoted closing market price at the reporting date. The Plan presents in the Statement of Changes in Net Assets Available for Benefits the net appreciation (depreciation) in the fair value of its investments which consists of the realized gains or losses and the unrealized appreciation (depreciation) on those investments. Purchases and sales of securities are recorded on a trade date basis. Dividends are recorded on the ex-dividend date and interest is recorded under the accrual basis and credited to each participant’s account, as defined by the Plan Document. Realized gains and losses from security transactions are reported on the average cost basis. The Plan determines the fair values of its investments based on the fair value framework established in the Financial Accounting Standards Board (FASB) Accounting Standards Codification (ASC) Subtopic 820-10, “Fair Value Measurements”, which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. Refer to Note 3 to these financial statements for the fair value disclosures required as of December 31, 2025 and 2024. Interest Bearing Deposits Interest Bearing Deposits consist of all demand deposits and balances invested in short-term highly liquid investments available upon demand. Interest Bearing Deposits include revenue sharing dollars accumulated over the past years that the Corporation will use to allocate pro-rata among Plan’s participants on the last day of the Plan Year based on their year end funds account balance. Revenue sharing dollars during the years ended December 31, 2025 and 2024 were $666,142 and $557,156, respectively. Contributions Employee and employer matching contributions are recorded on an accrual basis in the period in which the payroll is earned. Discretionary contributions are recorded in the period in which they are earned by the participant as determined by the Corporation’s Board of Directors. Rollovers Distributions Terminated employees or retirees may elect to transfer their savings to other plans qualified by the Puerto Rico Department of the Treasury and are recorded when paid. Rollovers Contributions Rollovers Contributions to the Plan consist of monies received by a Participant from another plan qualified under the 2011 PR Code and are recorded when received. Payment of Benefits Benefits are recorded when paid. Refundable Contributions On an annual basis, the plan completes a non-discrimination test pursuant to IRS regulations. Excess contributions determined as a result of this test, if any, are netted against the participant contributions in the Statement of Changes in Net Assets Available for Benefits. For the years ended December 31, 2025 and 2024, the plan passed the non-discrimination test.

Related Party Transactions (Details) - EBP 006 - USD ($)	3 Months Ended		12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2025	Dec. 31, 2024
EBP, Related Party and Party-in-Interest Transactions [Line Items]
Investments, at fair value	$ 982,607,328	$ 815,364,575	$ 982,607,328	$ 815,364,575
Administrative expenses			$ 157,600
Popular, Inc. Common Stock
EBP, Related Party and Party-in-Interest Transactions [Line Items]
Investment, number of shares (in shares)	1,030,753	1,051,818	1,030,753	1,051,818
Investments, at fair value	$ 128,349,364	$ 98,933,973	$ 128,349,364	$ 98,933,973
Investment, purchased, number of shares (in shares)			68,212
Acquisition price			$ 6,962,709
Investment sold, number of shares (in shares)			89,277
Carrying value			$ 5,568,490
Realized gain on investment			3,884,922
Accrued dividend income	775,412	738,330
EBP, Other Related Party and Party-in-Interest
EBP, Related Party and Party-in-Interest Transactions [Line Items]
Administrative expenses			885,697	943,854
EBP, Other Related Party and Party-in-Interest \| Bank Deposit Open Account
EBP, Related Party and Party-in-Interest Transactions [Line Items]
Investments, at fair value	88,881,937	81,206,802	88,881,937	81,206,802
EBP, Other Related Party and Party-in-Interest \| Time Deposits Open Account
EBP, Related Party and Party-in-Interest Transactions [Line Items]
Investments, at fair value	$ 284,035	$ 254,477	$ 284,035	$ 254,477

Cover	12 Months Ended
Cover	Dec. 31, 2025
Document Information [Line Items]
Document Type	11-K
Entity Registrant Name	POPULAR, INC
Amendment Flag	false
Entity Central Index Key	0000763901
EBP 006
Document Information [Line Items]
Document Type	11-K
Entity Registrant Name	POPULAR, INC
Amendment Flag	false
Entity Central Index Key	0000763901

Subsequent Events	12 Months Ended
Subsequent Events	Dec. 31, 2025
EBP 006
EBP, Subsequent Event [Line Items]
Subsequent Events	Subsequent Events The Plan has evaluated subsequent events through the date the financial statements were issued.

Tax Status	12 Months Ended
Tax Status	Dec. 31, 2025
EBP 006
EBP, Tax Status [Line Items]
Tax Status	Tax Status The Plan received a favorable determination letter from the Puerto Rico Treasury Department (the “PR Treasury”) dated August 26, 2016 indicating it meets the requirements of Section 1081.01 of the 2011 Puerto Rico Internal Revenue Code (“2011 PR Code”) and accordingly, the Trust associated with the Plan is exempt from Puerto Rico income tax under such section. The Plan is amended from time to time, and such amendments are submitted for the PR Treasury to ascertain that the qualification of the Plan is not affected. The most recent letter received from the PR Treasury was dated May 29, 2024, in which it ruled that its most recent amendment did not affect the qualification of the Plan. No events have occurred with respect to the Plan or the associated Trust that, in substantial likelihood, would result in the Plan being disqualified by the PR Treasury. Pursuant to Section 1022(i)(1) of ERISA, the Plan’s Trust is considered as an organization described in Section 401(a) of the U.S. Internal Revenue Code of 1986, as amended (the “U.S. Code”) and exempt under Section 501(a) of the U.S. Code. Accounting principles generally accepted in the United States of America require plan management to evaluate tax positions taken by the Plan and recognize a tax liability (or asset) if the Plan has taken an uncertain position that more likely than not would not be sustained upon examination by federal, state and/or local taxing authorities. The plan administrator has concluded that as of December 31, 2025 and 2024 there are no uncertain positions that would require recognition of a liability (or asset) or disclosure in the financial statements. The Plan is subject to routine audits by taxing jurisdictions. At December 31, 2025, the years 2021 and thereafter remain subject to examination; however, there are currently no audits for any tax periods in progress.

Summary of Significant Accounting Policies (Details) - USD ($)	Dec. 31, 2025	Dec. 31, 2024
EBP 006
EBP, Accounting Policy [Line Items]
Revenue sharing dollars	$ 666,142	$ 557,156